Smart Italian

mark as unread

Smart Italian

An Italian walks into a bank in New York City and asks for the loan officer. He tells the loan officer that he is going to Italy on business for two weeks and needs to borrow $5,000.

The bank officer tells him that the bank will need some form of security for the loan, so the Italian hands over the keys to a new Ferrari.

The car is parked on the street in front of the bank. The Italian produces the title and everything checks out. The loan officer agrees to accept the car as collateral for the loan.

The bank's president and its officers all enjoy a good laugh at the Italian for using a $250,000 Ferrari as collateral against a $5,000 loan.

An employee of the bank then drives the Ferrari into the bank's underground garage and parks it there.

Two weeks later, the Italian returns, repays the $5,000 and the interest, which comes to $15.41. The loan officer says, "Sir, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled.

While you were away, we checked you out and found that you are a multimillionaire. What puzzles us is, why would you bother to borrow $5,000?"

The Italian replies: "Where else in New York City can I park my Ferrari for two weeks for only $15.41 and expect it to be there when I return?"


How funny is this joke, video, picture?


smiley 8.7 G

submitted: 1+ years ago

viewed: 61,825 times

categories: ethnic, race, international holidays, vacations work, school





Save to List


Personal Lists

Create New Personal List

List Name:

Allow Others to View/Subscribe:

save cancel


Community Lists

Create New Community List

List Name:

save cancel



User Comments Add Comment

showing 1 - 4 of 4 discussions       sort by: newest

[below viewing threshold, show comment] -1 thumb down thumb up
by Martins D. 1+ years ago

stealing a joke is not a crime as long as it's funny.....Who said where you heard it first was the owner''s sooooooooooo funnytax

Reply to Martins D.'s comment
[below viewing threshold, show comment] -1 thumb down thumb up
by Winnie C. 1+ years ago

I think you stole that joke...

Reply to Winnie C.'s comment
0 thumb down thumb up
by ... .. 1+ years ago

This was originally a smart blonde joke. Stealing is bad. :)

Reply to ... ..'s comment
[below viewing threshold, show comment] -10 thumb down thumb up
by Patricia R. 1+ years ago

guess what? im also italian! actually much more italian than irish!

Show 4 replies to this comment

CGDXI_Smart Italian

Advertise | About Us | Terms of Use | Privacy Policy | Copyright Agent | Parents' Guide | Contact