For your retirement:
If you had purchased $1000.00 of Nortel stock three years ago, it would now be worth $49.00.
With Enron, you would have had $16.50 left of the original $1,000.00.
If you chose WorldCom, you would have had less than $5.00 left.
However, if you had purchased $1,000.00 worth of Heineken Beer one year ago, drank all the beer, then turned in the cans for the aluminum recycling REFUND, you would have had $214.00.
Based on the above, current investment advice is to drink heavily and recycle.
It's called the 401 Keg Plan.