Child: Mother, where do babies come from?
Mom: Well dear...a mommy and daddy fall in love and get married. One night, they go into their room...they kiss and hug and have sex.
(The daughter looks puzzled.)
Mom: That means the daddy puts his penis in the mommy's vagina. That's how you get a baby, honey.
Child: Oh I see, but the other night when I came into you and daddy's room you had daddy's penis in your mouth. What do you get when you do that?
Mom: Jewelry, dear.